Frugal Living 101

Are you new to frugal living?  How about working and living within a budget?  There are those who are veterans at this type of stuff, and there are those who are newbies.  It doesn’t matter where you are on your journey, it’s YOUR journey!  For those who may be newer to it, I give you Frugal Living 101.

 

 

change jarFrugal lіvіng rеfеrѕ tо a way оf lіfе thаt іѕ dеѕіgnеd tо kеер уоu out of debt. It is a way оf lіfе thаt enables уоu tо ѕреnd аѕ lіttlе as possible.  Living this way means thаt the extra саѕh you аrе no longer рuttіng to use саn be used to rеduсе any debts thаt you hаvе, tаkе уоu on thаt vacation уоu hаvе аlwауѕ wаntеd,  оr simply аllоw уоu to ѕреnd mоrе ԛuаlіtу tіmе with уоur family, depending on your own individual goals.

 

Sometimes living this way can seem limiting, but I’m here to tell you that it’s not!   Yоu rеаllу dо have mоrе options open tо уоu whеn lіvіng a frugаl lifestyle, because you have a better plan and priorities in place.

 

There are mаnу wауѕ thаt уоu саn kеер уоur соѕtѕ dоwn even if you are ѕuffеrіng from large dеbtѕ оr a lаrgе mоrtgаgе; there аrе аlwауѕ wауѕ tо economise. These саn range frоm bеіng simple lifestyle changes ѕuсh аѕ nоt gоіng tо thе gym and exercising at hоmе, or cutting the cable/phone/internet at home.  I am sharing a new frugal tip EVERY DAY of 2015 on my Facebook page if you are looking for ideas!

 

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Below аrе еxаmрlеѕ оf ѕоmе mаjоr changes уоu саn mаkе to уоur lіfе іn оrdеr to аdарt a mоrе frugаl lіvіng lifestyle (please keep in mind that these are big changes.  I realize some may or may not work for you.  This is simply a starting list to get those ideas flowing for you):

  • Move іntо a ѕmаllеr hоuѕе. Just bесаuѕе уоu can аffоrd tо live іn a lаrgе hоuѕе dоеѕn’t mean that уоu should. Mаnу of uѕ thіnk that wе nееd thе аddеd ѕрасе that a large hоuѕе brіngѕ us when іn fact if wе gоt rіd оf a lot оf сluttеr аnd things wе dоn’t nееd it would bе сlеаr thаt a ѕmаllеr property would bе mоrе ѕuіtаblе. Moving іntо a ѕmаllеr house wіll соѕt you lеѕѕ, ѕаvіng you mоnеу

 

  • Cаnсеl оr cut down ѕkу/саblе ѕubѕсrірtіоnѕ. Think аbоut hоw mаnу channels уоu асtuаllу wаtсh оn уоur subscription аnd dесіdе іf it is wоrth whаt уоu аrе paying. Bу getting rid оf this ѕubѕсrірtіоn уоu wоuld be ѕаvіng уоurѕеlf a large ѕum оf mоnеу nоt just еасh month but еасh уеаr.

 

  • Cut your cars down.  In other words, if you are living in a 4 car household, try cutting that down to 3 cars.  Find ways to make it work, such as carpooling or simply more efficient scheduling of events.  This will save SO much money!

 

 

Of course, there are smaller things you can do as well:

 

  • Lооk around bеfоrе buуіng. If уоu are іn nееd of ѕоmеthіng аѕk аrоund family and frіеndѕ tо ѕее іf they have оnе thеу аrе nоt uѕіng bеfоrе you gо оut and buy a new оnе. If no one уоu knоw hаѕ what уоu аrе lооkіng for thеn trу lооkіng аrоund сhаrіtу ѕhорѕ before уоu buу a brand nеw оnе.

 

  • Eаt оut less. Rеѕtаurаntѕ аnd еvеn fast fооd outlets аrе expensive аnd many оf uѕ dоn’t realise just hоw muсh wе аrе ѕреndіng еасh уеаr оn this luxury.

 

  • Quіt ѕmоkіng/drіnk in mоdеrаtіоn. Thіѕ sounds lіkе an еxtrеmеlу сhаllеngіng аѕресt but juѕt thіnk оf thе mоnеу уоu wіll be ѕаvіng in thе lоng run – not only from not having to purchase those things, but from the better health you’ll experience.

 

  • Stор оnlіnе іmрulѕе buys. Shорріng оnlіnе is ѕо tеmрtіng bесаuѕе it іѕ ѕо еаѕу. Wе can ѕо еаѕіlу get dіѕtrасtеd аnd еnd uр ѕреndіng mоnеу thаt wе knоw we shouldn’t.

 

This blog is chock-full of more ideas…so definitely check them out if you need!

 

 


KUKPO Can Opener Review   Recently updated !

There are a few items that my family has terrible luck with….for no good reason at all.

 

Blenders, for example.  I don’t use my blender more than 2 times a week, but maybe that’s too much because man, I burn those engines up quick.  One day I need to invest in a Vitamix or something, but I’m kinda scared.  What if I destroy that, too?

Another one is can openers.  My gosh, we buy one and within a year it no longer works.  It doesn’t seem to matter if we buy a dollar store one, or something nicer at Target, we cannot get a can opener that works well, which is why I jumped at the chance to try this can opener from KUKPO.  I didn’t have high hopes, because well, it’s ME and a can opener, but so far I’ve been pleasantly (no, AWESOMELY) surprised!  Here’s a little info about it:

 

3cad5162b495ea7808d6bffaf4171bef75eba78c_1EXTREMELY EASY TO USE – The large turning handle cuts open a can lid in seconds with minimum effort from the user and can be used to pop open bottle lids and soda tops.
MADE OUT OF HIGH QUALITY STAINLESS STEEL – Industrial quality stainless steel is used in the manufacturing process to ensure a lifetime use and a rust free product.

The KUKPO can opener is a high quality product made using pure stainless steel in state-of-the-art factories. It will not rust due to any reason; use this quality product throughout your lifetime.

 

I gotta tell you, I’m looking forward to that “lifetime” part at the bottom of the description. :)  My honest thoughts are that this is a FANTASTIC product!  I’ve never opened a can with such ease, from ANY can opener ever, brand new or used.  I don’t have to squeeze the handles as hard as with others, which I love, and will probably contribute to a longer lasting product.   I’ve tried it on standard 14-15 oz cans, as well as the bigger #10 cans, and couldn’t really tell a difference – it’s easy and smooth either way.   I like the look, too.  Call me shallow, but it just LOOKS high quality, and that makes me feel good, ha ha.

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Would I recommend this can opener from KUKPO?  The jury is still out on that.  The price currently is $19.99, which is great, considering how well it works, but I wouldn’t spend that much unless I knew the product would last a LONG time.  Time will tell!

 

*I received the product free of charge in exchange for an honest review.  No monetary compensation was received.  The opinions are mine alone.  


Menu Monday and Weekly Goals – March 16

  • 153382-425x325-chicken-tendersChicken and Rice Soup
  • Nacho Bar – homemade tortilla chips, refried beans, taco meat, etc.
  • Crockpot Pork Ribs
  • Coconut Chicken Tenders, homemade fruit sorbet
  • Sandwich night

 

This is what we’re having for dinner this week!  The other two nights will likely be leftover nights. :)

 

I’m so excited knowing that spring is on it’s way!  Today my husband started a bunch of garden seeds indoors, and it makes me smile just anticipating the warm weather and the chance to grow and harvest a garden this year.  This week we’ll plant some cooler weather crops outdoors, like our lettuce and peas, and I’m pumped.

This week I hosted two giveaways:  Tiffy’s Terrible Top Hat E-book and Gummy Cuties Multi-Vitamins for Kids.  I had a really good time reviewing both products and am glad to have the chance to host a giveaway as well.  These will probably be the only two giveaways I host in March.  Hopefully I’ll get more organized and get some additional one for April.

 

The goals for the week are pretty simple, but hey, simple is good!

 

  1. Take Munchkin shopping for birthday gifts for a birthday party this weekend.
  2. Continue HIIT workout schedule (every other day) along with WBV therapy (Whole Body Vibration).
  3. Plan and hold Scouts activity.
  4. Post 3 new blog posts for the week.
  5. Start prepping backyard garden area for planting.

 

That’s about it.  What are your plans this week?

 

Need more dinner ideas?  I’m linked at *OrgJunkie along with hundreds of others sharing their meal plans. :)

 


Gummy Cuties Multi-Vitamin for Kids 11 comments   Recently updated !


My kids.

 

My silly, silly kids.  My son has seriously got to be the most picky child I personally know.  He has sensory issues, and therefore doesn’t like certain textures.  He has a very limited diet, as many children with Autism do, and as such, I’m pretty sure he’s deficient in way too many vitamins and minerals.

 

I’ve tried to convince him to take a multi-vitamin on many occasions.  I simply haven’t had success with chewables (too powdery) or even liquids (they say the taste is neutral, but my kid can sniff that stuff out no matter what I sneak it into).  The only type of multi-vitamin I’ve ever been able to convince him to take is a gummy-style.

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When I was offered the opportunity to try the vitamins from Gummy Cuties, I jumped at it.  And holy cow, I wasn’t disappointed!  My son LOVES them.  So much, in fact, that he started asking me, “Please Mom, can’t I have one more PLEASE?”  ha ha.  We’re already completely out, and I’ve placed another order.  Why?  Because that little pill sneaked one day and ate a bunch of them!!  Freaked me out.  So…the next bottle will be guarded under lock and key, lol.

 

I personally love that these are gluten free.  My son doesn’t have a gluten intolerance, but I do, and I appreciate not having to be exposed.  I also love that the colors are from natural sources, and these vitamins use natural flavors.  It helps me to feel better about giving them to my son.  And to my daughter, who frankly, was just about as obsessed as her little brother was with these. :)

 

*I received a bottle of the gummy vitamins for the purpose of this review.  NO monetary compensation was received, and the opinions are mine alone.


Tiffy’s Terrible Top Hat: mean girl bully learns a lesson (Giveaaway) 1 comment

resize_69891ae15acad33900da90a49eb16ee347b7b5316332f7a49f1871a586ffe26e1368cb43256256Twelve year old Tiffany Rinks is a beauty queen, talented, smart and the school bully. She spends her days terrorizing the other kids. But it looks like the tables have been turned. Now she is the victim of a cruel joke. 

Can she unravel the cause of her torment? Or will her bullying and lies cause the loss of her most prized possession? 
Some lessons are only learned the hard way. For Tiffy, it looks like this might be a very hard lesson. 
 

Tiffy’s Terrible Top Hat is the first book in the Lady Jenniviere’s Quill series of preteen books.  Each book has an underlying moral.  This book centers around anti bullying.

 

 

Tiffy’s Terrible Top Hat is a cute, silly story.  I’d recommend it for young girls aged 8-10, and in fact I may have some of the students I work read this as a group for fun.  It’s an easy-to-understand story, and gets the message across in a simple, fun way.  Tiffy is a girl who bullies other people just for fun.  When she experiences the strangest, and quite possibly the hardest day of her life, she begins to rethink some of her ways.  This is a fun, creative story that will make your young girls giggle.  I’m really excited to see more in this series.

You can win your own digital copy of the book!  Enter below, and good luck!

 
Tiffy's Terrible Top Hat E-Book Giveaway

 

*I received a digital copy of the e-book for the purpose of this review.  NO monetary compensation was received.

 

 

 


New Math App for Special Needs and Special Learning!

This is a sponsored post written by me on behalf of Zyrobotics, LLC for IZEA. All opinions are 100% mine.

Who here has played Turtle Invaders?  Its such a fun game!

There is a new app coming out next week that is based on a math adaptation of Turtle Invaders.  It’s called OctoPlus, and was created by Zyrobotics .  Zyrobotics, LLC is an inclusive technology company. Their mission is to enable freedom through technology by developing products that are adaptive to each individual’s capabilities.

My son has autism and generalized anxiety disorder, along with sensory processing disorder. He LOVES to learn.  When he gets emotional or stressed out, however, the chances of him retaining anything that is being taught are lowered dramatically.  We’ve been blessed this year to have a teacher that makes learning math a game as much as anything else, and the improvement we’re seeing is astounding!  This is one reason I feel so excited about OctoPlus.  It’s a game, for heaven’s sake!  It’ll be SO FUN to learn with!

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OctoPlus places the child in an underwater water world where they have to battle turtles using their math addition skills to score points to be used in the OctoStore. With both a drill and challenge mode, children’s math skills are improved based on their own individual learning ability. OctoPlus is also designed to enhance motor skills for young children and kids with motor or cognitive delays. And get this:  parents can also use this switch-accessible app to reinforce Individualized Education Program (IEP) goals!  As a special needs parent who stressed over my son’s IEP, I think this is awesome! :)

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A few key points about the game/app:

  • Fun for all, with additional settings to help children with special needs
  • Beginner’s options to help gain confidence during game play
  • Helps in improving hand-eye coordination and fine motor skills for younger children and children with special needs
  • Graphics and music can be graded to make this game suitable for sensory sensitive kids or for kids that are easily distracted, such as children with Autism or attention deficit disorder
  • Can use this math app to reinforce Individualized Education Program (IEP) goals

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I personally cannot wait to try this out for myself and my son.  If you’re curious about it, it will be available for download on March 10 from iTunes:  iTunes Download Link.

Visit Sponsors Site


Natural Dark Spot Corrector by Key West Health & Beauty


d0d5ef7185569d6e1abcfdb90f0b9629ed008785At last, a safe and natural dark spot corrector has arrived from Key West Health and Beauty!

Most dark spot correctors contain hydroquinone, which is clinically proven to be toxic, carcinogenic and is banned in many countries.

Key West Health & Beauty’s  proprietary blend of 98% natural and 72% organic ingredients offer a safe hydroquinone free alternative.

Features & Benefits

  • Glycolic acid exfoliates and eliminates dead surface skin cells
    Kojic acid fades age spots, hyper-pigmentation, sun damage and more
    Salicylic acid unclogs pores & loosens thick dry skin, allowing new skin cells to regenerate
    Hyaluronic acid provides intense hydration, keeping skin plump, smooth and youthful
    Can be used to treat specific areas or on the entire face to lighten & brighten your complexion

All of their products are backed with a 100% money back satisfaction guarantee!

 

My daughter and I both have dark circles under our eyes.  I also have a couple of age spots, or perhaps sun spots, on my skin.  Either way, I have a couple of dark spots on my face.  We were both THRILLED to be able to try this natural option.  I had my daughter use this product for 2 weeks, and she shared with me her thoughts:

Pros:

It moisturizes my skin.

The pump is easy to use and it gets the correct amount out every time.

The texture is nice – like a gel.  It’s silky and smooth.

The packaging is really nice and elegant.

I LOVE that it is so much more natural than other products like it.

 

 

Cons:

The pump gets clogged really easily, and sprays out the product.

I don’t feel like it lightened up any of my darker spots, which I felt was the main point of using it.

 

 

– I’m glad that the product comes with a money back guarantee.  I think that makes it more worth trying for someone who is on the fence.  As for us, we will not likely be purchasing the product again.  As soft and nice and moisturizing as it is, we didn’t see enough of a difference to justify it.

 

*I received the product in exchange for an honest review.  No monetary compensation was received.  The opinions are mine and my daughter’s alone.


Vimbly.com – Find the Best Things to Do in Town!

*This post contains sponsored content.  Please see my full disclosure for more information.

 

I recently discovered a new (to me) website, and I’m really excited about it.  Vimbly.com shows you different activities that can be found near you… SO MANY awesome activities!  Some examples are cooking classes, outdoor exploration, dining, shows, and so much more.

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I think what makes this site stand out to me is the fact that you can book your “adventures” right online there.  You don’t have to go to the company’s website.  Just pick a time slot, and book right on Vimbly.  It’s really convenient, and I was blown away at all of the different activities available.  They have options in the following categories:  Learn, Explore, Eat, Watch, Drink, Date and Fight.

 

 

 

Vimbly.com is currently operating in 18 major U.S. cities and expects a national presence later this year.  While they are not currently in my location yet, I looked around at the closest option to me, Las Vegas.  Let me show you just a few of my favorite finds:

 

 

Under the Explore category, there is a Grand Canyon West Rim Helicopter Tour.

grand-canyon-1Can you imagine??  One day I’m going to book this for my husband and he will be forever in my debt.  Seeing the Grand Canyon is on his bucket list. :)

 

In the Watch category, I think Gregory Popvich’s Comedy Pet Theater sounds pretty fun!

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Because I love to explore, I have to share another one from this category:  The Valley of Fire and Lost City Museum Tour.

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During this activity, you get to tour the sacred Indian lands through the Valley of Fire, and explore Aztec sandstone formations!

 

 

If you want to do some learning, you may enjoy this Photagraphy:  Places, Landscapes, and Travel class:

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There are so many more options, and I could go on for way too long, but I think you get the idea.  I’m seriously excited for Vimbly to open up operations in my area!  I would just LOVE going to a cooking class, or on a group tour/hike with my family.

 

You can see the prices right on the page, and even see if there is a discount currently available.  I actually saw one that was listed at -3% discount, because the price had gone up above normal!  It made me laugh, but in reality I’m glad to know if an item/adventure is priced above retail or not.

 

Have YOU tried Vimbly yet?  If not, it’s worth your time to check out.