I’ve posted quite a few times in the past about my change jar. I know the idea isn’t a new one, and so I won’t go into many details explaining it, but I just wondered: Do very many people keep those anymore?
I got thinking that with debit cards, smartphone payment apps, online bank transfers, and the like, maybe people don’t carry much cash around, and therefore they may not have a lot of change. But I really don’t know, so I’m curious.
We use cash around here. I’ve got the cash envelope system going on at my house, and so I get a lot of change, and it always goes into my change jar. I usually deposit the change in the fall, when I’m getting ready to start hammering down on my Christmas shopping. It never is enough to COVER Christmas, but it’s definitely helpful. I admit that I’ve used it in the past to when we had unexpected bills come up and were short. Whatever works, right?
This is my change jar as of today:
I rolled the coins and counted it out, and as of now, I have $56.24 in there. Not bad…$50 is the budgeted amount my husband and I will have for each other for Christmas this year, so we’ve already got one person taken care of, ha ha!
Do you have a change jar? What about an envelope system? Do you use one? If so, what categories do you have? I keep my envelopes pretty basic, but I am curious as to what other people do. I know I have a lot of learning to do! My current envelopes are:
- Car Gas
- Gifts/Entertainment (used for b-day gifts, going out to eat, etc)
- Savings (I’m saving for a new couch right now)
- Christmas – this is one I just started today. It’s time to start saving up!
- Misc. – this one is for “other” things, like yard/garden, swimming lessons, etc.
So…share your thoughts, if you are so obliged! I’d love to hear from you.