I’ve gotten so behind on posting updates about our finances, but I wanted to at least do a quick check in. So far, November has been more kind to us, in regards to surprise medical bills and unexpected car repairs.
Our cat recently started peeing outside the liter box and the other day we noticed blood in his urine. I called the vet and scheduled an appointment, and $233 later, we’ve got two prescriptions that I can’t get him to take. Because I didn’t have a budget for vet bills, it was put on our credit card…AUGH! I was quite shocked when I saw the bill and realized that $40 was charged FOR THE PHONE CALL I made to schedule the appointment. Don’t think I’ll be calling them again. We’ll just have to show up, ha ha.
Other than that, things have gone about as expected. Our pet food bill will be going up, as we’re supposed to put our cat on a wet food-only diet to help with the crystals forming in his bladder. I just bought a pet water fountain on Amazon to try and help encourage more water drinking, but that didn’t cost anything because I had earned enough Amazon.com gift cards with Swagbucks. I also have a Prime account, so the shipping is free, and I’ll get it in 2 days! I hope it’ll help.
Another expense that we don’t have monthly occurred (it happens every 3 months): enrolling my daughter in gymnastics ($180). It’s the one thing I will NOT sacrifice. She’s waited so long to start, and when I finally bit the bullet earlier this year, she was the 11-year old girl in a class with 6-year olds. She stuck with it and has advanced every single term, and, starting December 1, she’ll be enrolled in the highest level they offer before competitions! She’s finally learning with girls her own age, and it’s been a dream come true for her. I’m so happy she’s found her passion.
So far we’ve been able to pay $864.63 on our debt. Using the YNAB budgeting software has been SO helpful in helping me to know exactly how much I can put to our debt. I anticipate that as we keep using it, we’ll be able to pay a little more each month to debt, simply as we find little extra bits of money here and there. Of course, it’ll help to avoid some of the financial “surprises” we had in the previous 2 months! Fingers crossed.