frugal living

This ONE tip when purchasing meat can save you hundreds!! 2 comments
I have a rule that I almost never break when it comes to meat:  Don’t spend more than $2/lb on meat.  The only exceptions are that I allow myself to buy salmon and beef once or twice a year.  I wish I could afford the more expensive cuts, but it’s just not reality for me.  This is why I buy discounted meat.   So…how do I find a deal?   Finding these meats isn’t always easy!  You can do it, however: […]

Buy Discounted Meat to Save Money   Recently updated !

Part of me thinks, “I can’t believe it’s already February”, and another part of me is saying, “It’s about dang time!  Good riddance to January!”   Don’t get me wrong, January wasn’t terrible, but this winter is more than making up for the mild winter we had last year, and I’m sick of driving everywhere in snow!  It stresses me out, dang it.  Although to be truthful, we need the snow pack in the mountains if we are to avoid […]

Down with Debt – January 2016 Income Report

saveongroceriesFB 1 comment
I think one of the easiest ways for us to lower our household/family expenses is through food.  I may not be able to change the monthly cost of my mortgage, but I can actively make changes to my lifestyle to save money on food.     If you are looking to cut costs in your life, I’d suggest starting with food.  It’s one of the easiest things to adjust.  Of course, I’m not a financial adviser…just a mom on a […]

Lower Your Food Budget and Save Money

Y’all know how I love my essential oils and natural living products. I’m a big believer in saving money, but I’m also a big believer in getting quality products.  Buying a cheap essential oil isn’t going to be worth the money that buying pharmaceutical-grade is, in some cases.  I try to buy high quality essential oils from trusted resources.  If I’m going to spend money, I want to know it’s going toward something worth the money!!   That being said, […]

Cheap Essential Oil – When is it Okay To Use?

Are you new to frugal living?  How about working and living within a budget?  There are those who are veterans at this type of stuff, and there are those who are newbies.  It doesn’t matter where you are on your journey, it’s YOUR journey!  For those who may be newer to it, I give you Frugal Living 101.       Frugal lіvіng rеfеrѕ tо a way оf lіfе thаt іѕ dеѕіgnеd tо kеер уоu out of debt. It is […]

Frugal Living 101

Don't overpay on your car insurance. Take these steps to save money on your car insurance today!! 2 comments
Today we’re going to talk about ways to save money on auto insurance.  This is one of those bills that can become forgotten.  We search for a great rate and coverage, and we buy it, and then we forget about it.  While that is really nice and convenient, if you forget about it for too long, your rates may sneak up, little by little, and you don’t even realize it.     Sometimes the rates DON’T sneak up!  Sometimes they […]

Save Money on Auto Insurance

How to Save Money on your Cell Phone Bill - Insider Tips from a Cell Phone Company Employee! 4 comments
Want to save money on your cell phone bill?  I talked with an employee at a cell phone company about that very subject, and I was given some great insider tips.  I’d like to share them now with you:   Affiliate links support Better on a Budget.  Thank you!      The number one tip to save money on your phone bill is to call and let them know you are shopping around for a better rate.  Oftentimes the company will have […]

Save Money on Your Cell Phone Bill

As you may know, our family recently went from two  full-time incomes to one.  We’ve had to make financial adjustments.  Fortunately, saving money is something we’re familiar with, and so we were able to make those adjustments.  I’m sure there are more things we can do, and I look forward to applying more ideas.  In the meantime, however, here are 5 things I am doing to save money in January:   (This post may contain affiliate links to products I recommend.  Thank […]

Save Money in January – 5 Things I’m Doing